YEAR-END LETTER TO THE MKBA FAMILY
Beloved MKBA Family,
2025 has been a year of preparation, refinement, personal growth, and perseverance. Through both the storms within and the storms in the natural, God has spoken with clarity. We are watching the world’s wisdom—its knowledge, ingenuity, and systems—fail to meet the standards God established through His Word and through the sending of His only begotten Son.
God so loves the world… but what does the world love?
What has the world sacrificed?
What has the world promised?
The answer is nothing of eternal value. There is no true love, no truth, no security outside of Him—for the world is not God and never can be. The darkness of self-rule, human reasoning, and worldly wisdom has only produced hatred, violence, disunity, and corruption. But we were never meant to inherit such a world.
We were born to take it back!
The Call to Choose Whom We Serve
In Matthew 6:19–34, Jesus gives us Heaven’s perspective on money and possessions. Verse 24 confronts us all:
“No one can serve two masters… You cannot serve God and be enslaved to money.”
In the great Sermon on the Mount (Matthew 5–7), the red letters, Jesus Himself reveals the blueprint for Kingdom living.
So, we must ask: Are we bondservants of the Lord—or of Mammon?
This is where the rubber meets the road, family.
How do we make our money?
How do we steward our money?
Do we trust it, lean on it, or seek security in it?
Many of us have been wounded, cheated, overlooked, or limited by the broken systems of capitalism and culture. Some lacked access to education, mentorship, or opportunities. But our success was never meant to come from any of those things.
Our success lies in the cross.
Why? Because the greatest asset in our lives is this:
We are being trained to hear the voice of the Father.
Jesus said in Matthew and Luke 4:4:
“Man shall not live by bread alone, but by every word that proceeds from the mouth of God.”
It doesn’t get clearer than that.
I believe God is calling MKBA to become a trumpet—an academy of the “Higher Ways” spoken of in Isaiah 55, a Kingdom Master’s of Business Administration, not built on worldly intellect but on the wisdom of God.
A Three-Stranded Cord for the Next Season
Isaiah 55 — The Invitation to the Higher Ways
This chapter is our call to enter the School of Higher Ways, to feast on what truly satisfies, and to operate in the economy of God.
Please study it deeply, for it lays the foundation for Isaiah 58—our Kingdom mandate of justice, mercy, righteousness, and rebuilding.
“Come, all you who are thirsty,
come to the waters;
and you who have no money,
come, buy and eat!
Come, buy wine and milk
without money and without cost.
2 Why spend money on what is not bread,
and your labor on what does not satisfy?
Listen, listen to me, and eat what is good,
and you will delight in the richest of fare.
3 Give ear and come to me;
listen, that you may live.
I will make an everlasting covenant with you,
my faithful love promised to David.
4 See, I have made him a witness to the peoples,
a ruler and commander of the peoples.
5 Surely you will summon nations you know not,
and nations you do not know will come running to you,
because of the Lord your God,
the Holy One of Israel,
for he has endowed you with splendor.”
6 Seek the Lord while he may be found;
call on him while he is near.
7 Let the wicked forsake their ways
and the unrighteous their thoughts.
Let them turn to the Lord, and he will have mercy on them,
and to our God, for he will freely pardon.
8 “For my thoughts are not your thoughts,
neither are your ways my ways,”
declares the Lord.
9 “As the heavens are higher than the earth,
so are my ways higher than your ways
and my thoughts than your thoughts.
10 As the rain and the snow
come down from heaven,
and do not return to it
without watering the earth
and making it bud and flourish,
so that it yields seed for the sower and bread for the eater,
11 so is my word that goes out from my mouth:
It will not return to me empty,
but will accomplish what I desire
and achieve the purpose for which I sent it.
12 You will go out in joy
and be led forth in peace;
the mountains and hills
will burst into song before you,
and all the trees of the field
will clap their hands.
13 Instead of the thornbush will grow the juniper,
and instead of briers the myrtle will grow.
This will be for the Lord’s renown,
for an everlasting sign,
that will endure forever.”
Isaiah 58 — The Trumpet Call
Here God reveals the fast He chooses:
To loose chains, lift burdens, free the oppressed, feed the hungry, shelter the homeless, clothe the naked, and become rebuilders of cities and restorers of homes.
This is the ethos of Kingdom commerce.
“Shout with the voice of a trumpet blast.
Shout aloud! Don’t be timid.
Tell my people Israel[a] of their sins!
2 Yet they act so pious!
They come to the Temple every day
and seem delighted to learn all about me.
They act like a righteous nation
that would never abandon the laws of its God.
They ask me to take action on their behalf,
pretending they want to be near me.
3 ‘We have fasted before you!’ they say.
‘Why aren’t you impressed?
We have been very hard on ourselves,
and you don’t even notice it!’
“I will tell you why!” I respond.
“It’s because you are fasting to please yourselves.
Even while you fast,
you keep oppressing your workers.
4 What good is fasting
when you keep on fighting and quarreling?
This kind of fasting
will never get you anywhere with me.
5 You humble yourselves
by going through the motions of penance,
bowing your heads
like reeds bending in the wind.
You dress in burlap
and cover yourselves with ashes.
Is this what you call fasting?
Do you really think this will please the Lord?
6 “No, this is the kind of fasting I want:
Free those who are wrongly imprisoned;
lighten the burden of those who work for you.
Let the oppressed go free,
and remove the chains that bind people.
7 Share your food with the hungry,
and give shelter to the homeless.
Give clothes to those who need them,
and do not hide from relatives who need your help.
8 “Then your salvation will come like the dawn,
and your wounds will quickly heal.
Your godliness will lead you forward,
and the glory of the Lord will protect you from behind.
9 Then when you call, the Lord will answer.
‘Yes, I am here,’ he will quickly reply.
“Remove the heavy yoke of oppression.
Stop pointing your finger and spreading vicious rumors!
10 Feed the hungry,
and help those in trouble.
Then your light will shine out from the darkness,
and the darkness around you will be as bright as noon.
11 The Lord will guide you continually,
giving you water when you are dry
and restoring your strength.
You will be like a well-watered garden,
like an ever-flowing spring.
12 Some of you will rebuild the deserted ruins of your cities.
Then you will be known as a rebuilder of walls
and a restorer of homes.
13 “Keep the Sabbath day holy.
Don’t pursue your own interests on that day,
but enjoy the Sabbath
and speak of it with delight as the Lord’s holy day.
Honor the Sabbath in everything you do on that day,
and don’t follow your own desires or talk idly.
14 Then the Lord will be your delight.
I will give you great honor
and satisfy you with the inheritance I promised to your ancestor Jacob.
I, the Lord, have spoken!”
Built on the Foundation of 1 Corinthians 3
This chapter reminds us:
- We are God’s workers.
- We are God’s field.
- We are God’s building.
- Christ alone is our foundation.
Every part of MKBA must be built with gold, silver, and precious stones—not hay or stubble—so that our work endures the fire of testing.
Dear brothers and sisters,[a] when I was with you I couldn’t talk to you as I would to spiritual people.[b] I had to talk as though you belonged to this world or as though you were infants in Christ. 2 I had to feed you with milk, not with solid food, because you weren’t ready for anything stronger. And you still aren’t ready, 3 for you are still controlled by your sinful nature. You are jealous of one another and quarrel with each other. Doesn’t that prove you are controlled by your sinful nature? Aren’t you living like people of the world? 4 When one of you says, “I am a follower of Paul,” and another says, “I follow Apollos,” aren’t you acting just like people of the world?
5 After all, who is Apollos? Who is Paul? We are only God’s servants through whom you believed the Good News. Each of us did the work the Lord gave us. 6 I planted the seed in your hearts, and Apollos watered it, but it was God who made it grow. 7 It’s not important who does the planting, or who does the watering. What’s important is that God makes the seed grow. 8 The one who plants and the one who waters work together with the same purpose. And both will be rewarded for their own hard work. 9 For we are both God’s workers. And you are God’s field. You are God’s building.
10 Because of God’s grace to me, I have laid the foundation like an expert builder. Now others are building on it. But whoever is building on this foundation must be very careful. 11 For no one can lay any foundation other than the one we already have—Jesus Christ.
12 Anyone who builds on that foundation may use a variety of materials—gold, silver, jewels, wood, hay, or straw. 13 But on the judgment day, fire will reveal what kind of work each builder has done. The fire will show if a person’s work has any value. 14 If the work survives, that builder will receive a reward. 15 But if the work is burned up, the builder will suffer great loss. The builder will be saved, but like someone barely escaping through a wall of flames.
16 Don’t you realize that all of you together are the temple of God and that the Spirit of God lives in[c] you? 17 God will destroy anyone who destroys this temple. For God’s temple is holy, and you are that temple.
18 Stop deceiving yourselves. If you think you are wise by this world’s standards, you need to become a fool to be truly wise. 19 For the wisdom of this world is foolishness to God. As the Scriptures say,
“He traps the wise
in the snare of their own cleverness.”[d]
20 And again,
“The Lord knows the thoughts of the wise;
he knows they are worthless.”[e]
21 So don’t boast about following a particular human leader. For everything belongs to you— 22 whether Paul or Apollos or Peter,[f] or the world, or life and death, or the present and the future. Everything belongs to you, 23 and you belong to Christ, and Christ belongs to God.
This is our direction for the days ahead:
- Hear the voice of God with clarity.
- Embrace the Seven Spirits of God for wisdom, strategy, and power.
- Fulfill our Mission, Vision, and Purpose as one family.
The Gospel of the Kingdom will travel on the ships of our commerce, carried by the winds of the Spirit.
We will grow together as a family—each contributing from our diverse gifts, anointings, and experiences—forming a curriculum that reflects Heaven’s ways. We will become resource centers in our cities, transforming business culture by releasing Jesus’s culture.
The Adventure Before Us
I believe we are stepping into the revelation of two scriptures from Luke:
Luke 2:49
“Did you not know that I must be about My Father’s business?”
Luke 19:11–27
“Do business until I come.”
We are investing our minas—our wealth, devotion, obedience, and righteousness—to:
- defeat the love of money,
- defund the enemy,
- plunder his house, and
- become wise stewards ready for the great wealth transfer.
Walking in the Wisdom of Proverbs 3
This is Solomon’s blueprint for ruling on God’s behalf—trusting Him fully, honoring Him with our wealth, embracing His discipline, and walking in His wisdom.
“My son, do not forget my law,
But let your heart keep my commands;
2 For length of days and long life
And peace they will add to you.
3 Let not mercy and truth forsake you;
Bind them around your neck,
Write them on the tablet of your heart,
4 And so find favor and [a]high esteem
In the sight of God and man.
5 Trust in the Lord with all your heart,
And lean not on your own understanding;
6 In all your ways acknowledge Him,
And He shall [b]direct your paths.
7 Do not be wise in your own eyes;
Fear the Lord and depart from evil.
8 It will be health to your [c]flesh,
And strength[d] to your bones.
9 Honor the Lord with your possessions,
And with the firstfruits of all your increase;
10 So your barns will be filled with plenty,
And your vats will overflow with new wine.
11 My son, do not despise the chastening of the Lord,
Nor detest His correction;
12 For whom the Lord loves He corrects,
Just as a father the son in whom he delights.
13 Happy is the man who finds wisdom,
And the man who gains understanding;
14 For her proceeds are better than the profits of silver,
And her gain than fine gold.
15 She is more precious than rubies,
And all the things you may desire cannot compare with her.
16 Length of days is in her right hand,
In her left hand riches and honor.
17 Her ways are ways of pleasantness,
And all her paths are peace.
18 She is a tree of life to those who take hold of her,
And happy are all who [e]retain her.
19 The Lord by wisdom founded the earth;
By understanding He established the heavens;
20 By His knowledge the depths were broken up,
And clouds drop down the dew.
21 My son, let them not depart from your eyes—
Keep sound wisdom and discretion;
22 So they will be life to your soul
And grace to your neck.
23 Then you will walk safely in your way,
And your foot will not stumble.
24 When you lie down, you will not be afraid;
Yes, you will lie down and your sleep will be sweet.
25 Do not be afraid of sudden terror,
Nor of trouble from the wicked when it comes;
26 For the Lord will be your confidence,
And will keep your foot from being caught.
27 Do not withhold good from [f]those to whom it is due,
When it is in the power of your hand to do so.
28 Do not say to your neighbor,
“Go, and come back,
And tomorrow I will give it,”
When you have it with you.
29 Do not devise evil against your neighbor,
For he dwells by you for safety’s sake.
30 Do not strive with a man without cause,
If he has done you no harm.
31 Do not envy the oppressor,
And choose none of his ways;
32 For the perverse person is an abomination to the Lord,
But His secret counsel is with the upright.
33 The curse of the Lord is on the house of the wicked,
But He blesses the home of the just.
34 Surely He scorns the scornful,
But gives grace to the humble.
35 The wise shall inherit glory,
But shame shall be the legacy of fools.
The Call for 2026
Family, the Lord is commissioning us:
Bring the world of business and finance to the cross.
For every question the world asks, the answer remains:
Nothing but the blood of Jesus.
Jesus gave us two commandments:
- Love the Lord your God with all your heart, soul, and mind.
- Love your neighbor as yourself.
And He gave us one mission:
Make disciples of all nations, teaching them everything He commanded—and He will be with us always.
What’s Next
In January, we will send dates for:
- our new online format,
- regional watch parties,
- and ecclesia group training
as we step together into this divine assignment.
With all my love and blessings,
Mark Yow
Director, MKBA
